Insurance
Insurance FAQs
To add a car to your policy, you need to be the owner of the car. Most insurance companies will allow family members who live together, each with their own car, to combine those cars into a single policy for the family. A friend living with you temporarily should get their own policy for their personal car.
Automobile liability insurance protects you financially if you're responsible for an accident that injures someone else or damages their property. It helps pay for the other person's medical bills, vehicle repairs, and related expenses, up to your policy limits.
Think of it this way: collision covers accidents with cars or objects, while comprehensive covers most other unexpected events, such as theft, weather damage, or hitting a deer.
You must inform the insurance company of any persons living with you who are 14 or older, and either include them or exclude them from your coverage.
Automobile, home, mobile home, RV, travel trailer, recreational vehicle, business insurance, general liability for contractors, workers' compensation, and life insurance.
A request from the Alabama Department of Motor Vehicles for proof of automobile liability insurance on a specific date.
It could be extra for drivers younger than 24 and/or for drivers who have a bad driving record. Bring us their license and we can get you an estimated price.
Progressive, Geico, National General, Universal Property Insurance, Foremost, and others.
Simply call the customer service telephone number on your insurance card, or call our office and we'll gladly give you the claims telephone number.
Liability insurance helps pay for damage or injuries you cause to other people, but it generally does not pay to repair your own vehicle. To help cover damage to your car, you would typically need collision coverage.
Yes — automobile, home, mobile home, business insurance, workers' compensation insurance, and life insurance.
Your auto insurance rate can increase for many reasons, including accidents, tickets, claims, changes to your policy, or rising insurance costs in your area. Sometimes rates increase even when you haven't filed a claim, because overall claim and repair costs have gone up. Contact our office and we'll be happy to review your policy and discuss ways to save.
